Enduring Planet

Enduring Planet is a Portland, Oregon-based fintech financial services company founded in 2021 that serves climate-focused startups and small/medium-sized businesses across the United States. It operates two core lines of business: (1) non-dilutive working capital lending — including contract advances, revolving lines, and term loans ranging from $100K to $2M at 15–17% APR with no personal guarantees and no equity dilution, targeting companies with government grants, contracts, or sufficient commercial traction; and (2) fractional financial operations — covering bookkeeping, GAAP-ready accounting, financial planning and analysis (FP&A), KPI dashboards, and fundraising advisory. The lending platform promises a term sheet within one week of application. Enduring Planet also offers a Climate Grant Advance product to bridge the gap between grant award and disbursement. The company supports teams working across climate mitigation, removal, adaptation, and resilience, and prioritizes underrepresented founders and diverse teams.